Costs

Updates

Concerns of Large Employers: Rising Health Care and Prescription Drug Costs

More than 180 million Americans receive health insurance through their employer, making employers the largest single provider of health insurance in the nation. Employers typically pay 80 percent of employee health care coverage and want to make sure their employees receive the best care and at the lowest cost… More

protected content 3rd Thurs Call TODAY, Caddy Win, HSA Win, Surprise Billing Setback, and More!

Article by James Gelfand, Senior Vice President of Health Policy This update is long overdue, but we’ve been busy fighting for… More

The Lower Health Care Costs Act Works

The Congressional Budget Office’s score of the Lower Health Care Costs Act proves that the bill works… More

protected content E&C Committee Hearing on Surprise Billing – ERIC to Testify and Coalition Letter on Caddy Repeal

Tomorrow, I will be testifying before the House Committee on Energy & Commerce at its hearing, No More Surprises: Protecting Patients from Surprise Medical Bills… More

protected content ERIC Comments on Surprise Billing, HELP Draft, Update on Rx Costs

The primary purpose of this update is to share two letters with you – one is a sign-on from employer trades on surprise medical billing. The other is a more in-depth letter to the Senate HELP Committee on their big health care bill… More

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ERIC Surveys

protected content Results of ERIC’s 3-Minute Poll on the ACA Out-of-Pocket Rules

Below are the results of our Latest and Greatest ERIC 3-Minute Poll on the steps large employers are taking to comply with the new cost-sharing and out-of-pocket (OOP) limits of the Affordable Care Act (ACA). … More

More ERIC Surveys

Legislative Documents

protected content Surprise! Congress Passes a Big Bill!

Congress managed to avert a total government shutdown as well as pass a $1.1 trillion spending bill (HR 83) that will fund most of the government through the end of this fiscal year, September 30, 2015. … More

More Legislative Documents

Letters to Agencies

protected content Coalition Letter Submitted to on Massachusetts EMAC; Win in the House

As we’ve alerted you to previously, the Massachusetts Employer Medical Assistance Contribution is scheduled to sunset at the end of this year, but there is some concern that it may be extended… More

protected content Alert: ERIC Signs Letter on Massachusetts Employer Medical Assistance Contribution Supplement Tax

want to provide a brief update on the Massachusetts Employer Medical Assistance Contribution supplement tax (EMAC)… More

ERIC Submits Comments to CMS on 1332 Waivers

The ERISA Industry Committee is pleased to submit these comments in response to the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (HHS), and the Department of the Treasury (Treasury) guidance related to section 1332 of the Patient Protection and Affordable Care Act (ACA) and its implementing regulations, published in the Federal Register on October 24, 2018… More

protected content Alert: ERIC Submits Comments on Louisiana State Innovation Waiver Application

Today, ERIC submitted comments on Louisiana’s State Innovation Waiver Application for a reinsurance program… More

ERIC Submits Comments on Ways to Stabilize Louisiana’s Individual Health Insurance Market

On behalf of The ERISA Industry Committee (ERIC), thank you for accepting input from interested stakeholders as you explore ways to stabilize Louisiana’s individual health insurance market through a reinsurance program… More

Letter to HHS Secretary About Inappropriate Steering of Patients with End Stage Renal Disease

We are writing to request that the Department of Health and Human Services (HHS) take immediate action to address recent disclosures confirming inappropriate steering of individuals with End Stage Renal Disease (ESRD) who are eligible for Medicare or Medicaid into commercial coverage… More

ERIC’s Written Testimony on Louisiana’s Reinsurance Program

On behalf of The ERISA Industry Committee (ERIC), thank you for accepting input from interested stakeholders as you explore ways to stabilize Louisiana’s individual health insurance market through a reinsurance program. ERIC is the only national association that advocates exclusively for large employers on health, retirement, and compensation public policies at the federal, state, and local levels. We speak in one voice for our members on their benefit and compensation interests, including many members with employees and retirees in Louisiana… More

protected content ERIC Files Comment Letter on Cost-Sharing Guidance

ERIC recently filed a comment letter with the Department of Labor, Department of Health & Human Services and the Treasury Department on the FAQs About Affordable Care Act Implementation (Part XIX) issued in May 2014. … More

More Letters to Agencies

Letters to Congress

ERIC Comments on Senate HELP Health Care Cost Legislation

ERIC sent comment to the U.S.Senate Committee on Health, Education, Labor, and Pensions on the “Lower Health Care Costs Act of 2019,” legislation.… More

40 Business Groups Send Senate HELP Committee Letter on Surprise Billing

ERIC, along with 39 other organizations,sent a letter to the U.S.Senate HELP Committee regarding its draft legislation, the “Lower Health Care Costs Act.” … More

ERIC Provides Guidance to Hill Staff on Surprise Medical Billing

ERIC is heavily engaged with congressional staff on developing proactive solutions to protect our employees, retirees, and their families, ensure that their benefits provide them with access to high quality health care, and eliminate the financial woes caused by defects in the current system… More

40 Business Organizations Team Up to Take on Surprise Medical Billing

Thirty-four business organizations sent a letter to the U.S. House of Representatives Education and Labor Committee, Subcommittee on Health, Employment, Labor and Pensions, praising lawmakers for taking up the costly crisis of surprise medical billing, and calling for specific legislative changes to protect patients and end the crisis… More

ERIC Outlines Top Health Priorities for Congress in New Letter

ERIC submitted a letter to the U.S. Senate, Committee on Health, Education, Labor and Pensions on specific legislative solutions for reducing health care costs… More

protected content ERIC Works with U.S. Senate on Solutions to Reduce Health Care Costs

ERIC submitted a letter to the U.S. Senate, Committee on Health, Education, Labor and Pensions on specific legislative, regulatory, or subregulatory solutions for reducing health care costs… More

ERIC Urges House to Pass Bipartisan HSA Bill

Today, ERIC sent a letter to members of the U.S. House of Representatives urging them to vote yes on H.R. 6199. This bill would make a number of important improvements to health savings accounts … More

ERIC Praises House Ways & Means Committee Before Health Care Hearing

ERIC joins others in thanking the House Ways and Means Committee for holding a hearing on expanding consumer-driven health plan options… More

ERIC Applauds Call for Elimination of Onerous Health Care Taxes

The ERISA Industry Committee (ERIC) applauds Chairman Orrin Hatch’s (R-Utah) opening statement at today’s Senate Finance Committee’s meeting, where he called for the elimination of the health insurance tax (HIT) on fully insured health plans and the 40 percent “Cadillac” excise tax on employer-sponsored health insurance… More

ERIC Teams with Business Groups to Ask Congress to Protect Employer-Sponsored Health Care

The ERISA Industry Committee (ERIC), along with a robust group of other trade associations representing employers, sent a letter to members of Congress expressing support for legislation that continues funding for the cost-sharing reduction (CSR) payments under the Affordable Care Act (ACA), but also asking that the 178 million Americans who receive health insurance through their employer be provided relief from the ACA… More

More than 50 Business Groups Call on Senate to Preserve Employer-Sponsored Health Benefits

More than 50 business organizations sent a letter to Senate Majority Leader Mitch McConnell and Democratic Leader Chuck Schumer urging them to protect the employer-sponsored health insurance system by repealing damaging taxes and preserving improvements to consumer-directed health options proposed in the House-passed American Health Care Act … More

ERIC Supports the “American Health Care Act”

The ERISA Industry Committee (ERIC) is pleased to support the advancement of reconciliation measures collectively referred to as the “American Health Care Act” (AHCA), and urges action in the U.S. Senate to include full and permanent repeal of the dangerous 40 percent “Cadillac” excise tax on employer-sponsored health benefits… More

More Letters to Congress

Press Releases

Concerns of Large Employers: Rising Health Care and Prescription Drug Costs

More than 180 million Americans receive health insurance through their employer, making employers the largest single provider of health insurance in the nation. Employers typically pay 80 percent of employee health care coverage and want to make sure their employees receive the best care and at the lowest cost… More

The Lower Health Care Costs Act Works

The Congressional Budget Office’s score of the Lower Health Care Costs Act proves that the bill works… More

ERIC Takes Fight on Surprise Medical Billing to Capitol Hill

ERIC today testified before the U.S. House of Representatives Ways and Means Health Subcommittee in a “Hearing on Protecting Patients from Surprise Medical Bills”… More

40 Business Organizations Team Up to Take on Surprise Medical Billing

Thirty-four business organizations sent a letter to the U.S. House of Representatives Education and Labor Committee, Subcommittee on Health, Employment, Labor and Pensions, praising lawmakers for taking up the costly crisis of surprise medical billing, and calling for specific legislative changes to protect patients and end the crisis… More

ERIC Outlines Top Health Priorities for Congress in New Letter

ERIC submitted a letter to the U.S. Senate, Committee on Health, Education, Labor and Pensions on specific legislative solutions for reducing health care costs… More

ERIC Advises Federal Agencies on 1332 Waiver Evaluations

ERIC submitted comments related to Section 1332 of the Patient Protection and Affordable Care Act (ACA) to the Centers for Medicare & Medicaid Services, the Department of Health and Human Services, and the Department of the Treasury urging the federal government to be vigilant to ensure that state activity does not violate the federal law that governs employer health benefit plans… More

ERIC and Broad Coalition Push Health Savings Account Reforms for Omnibus

ERIC has teamed with a diverse coalition of partners to promote a bipartisan legislative package to fix longstanding challenges with Health Savings Accounts (HSAs) and high-deductible health plans… More

Congress Must Act Now to Update HSA Policies

The ERISA Industry Committee (ERIC) strongly endorses the Bipartisan HSA Improvement Act of 2018, and calls on both the United States Senate and House of Representatives to move swiftly to enact the bill’s broadly-supported updates to Health Savings Accounts (HSAs) and the HSA Flexible Health Plans that go with them… More

ERIC Applauds Call for Elimination of Onerous Health Care Taxes

The ERISA Industry Committee (ERIC) applauds Chairman Orrin Hatch’s (R-Utah) opening statement at today’s Senate Finance Committee’s meeting, where he called for the elimination of the health insurance tax (HIT) on fully insured health plans and the 40 percent “Cadillac” excise tax on employer-sponsored health insurance… More

ERIC Teams with Business Groups to Ask Congress to Protect Employer-Sponsored Health Care

The ERISA Industry Committee (ERIC), along with a robust group of other trade associations representing employers, sent a letter to members of Congress expressing support for legislation that continues funding for the cost-sharing reduction (CSR) payments under the Affordable Care Act (ACA), but also asking that the 178 million Americans who receive health insurance through their employer be provided relief from the ACA… More

New Survey Highlights How Employers are Innovating in Spite of Rising Health Care Costs

Today’s release of the National Business Group on Health’s (NBGH) annual survey highlights the important role large employers play as innovators in the health care system, their interest in how health care is delivered and paid for, and the increased availability of telemedicine… More

Senate Health Care Bill Will Reduce Costs for Employers and Employees

The ERISA Industry Committee (ERIC) is pleased that the Senate’s health care bill recognizes the important role employer-sponsored health insurance plays in providing health benefits to more than 178 million Americans. We appreciate the Senate’s efforts to reduce taxes that are passed on to health care purchasers and consumers, improve consumer-driven health options like Health Savings Accounts (HSAs), and prevent cost-shifting by stabilizing the individual markets… More

Medicare Advantage Can be Improved by Adopting Value-Based Health Plan Designs

The DRIVE Health Initiative submitted testimony today before the U.S. House of Representatives Ways & Means Health Subcommittee detailing how Medicare Advantage plans could benefit by adopting value-based health plans designs… More

House Passage of the American Health Care Act is a Positive Step Forward

The ERISA Industry Committee (ERIC) supports the U.S. House of Representatives’ passage of the American Health Care Act (AHCA). Most important to large employers is the AHCA’s repeal of the cap on the individual tax exclusion for employer-provided health benefits. The repeal was imperative to allowing employers to continue to provide high quality, robust health care benefits for employees, retirees, and their families… More

Business Groups Urge Administration to Accelerate Market-Based Health Care Reforms

A national partnership led by two business organizations representing Fortune 500 companies, the Pacific Business Group on Health and The ERISA Industry Committee, announced today the DRIVE Health Initiative, a campaign to accelerate economic growth by controlling health costs and improving quality through the rapid adoption of value-based health care… More

Changes to Form 5500 Open Employers Up to Litigation & Participants May See Increase in Fees

ERIC submitted comments on the proposed amendments to the annual reporting and disclosure requirements for plan sponsors via Form 5500 to the Department of Labor, the Internal Revenue Service, and the Pension Benefit Guaranty Corporation… More

Inappropriate Behavior by Third Party Payers is Detrimental to Employer-Sponsored Health Plans

The ERISA Industry Committee (ERIC) today submitted comments to the Department of Health and Human Services (HHS) Centers for Medicare and Medicaid Services (CMS) on the role of third party premium payers, and how the inappropriate steerage of employer-sponsored health insurance beneficiaries to out-of-network providers threatens to increase costs for working families… More

More Press Releases

Testimony

ERIC Takes Fight on Surprise Medical Billing to Capitol Hill

ERIC today testified before the U.S. House of Representatives Ways and Means Health Subcommittee in a “Hearing on Protecting Patients from Surprise Medical Bills”… More

ERIC’s Testimony to the New Jersey Assembly on State’s Reinsurance Program

On behalf of The ERISA Industry Committee (ERIC), thank you for accepting input from interested stakeholders as you explore ways to stabilize New Jersey’s individual health insurance market through a reinsurance program… More

ERIC’s Testimony to the New Jersey Senate on State’s Reinsurance Program

On behalf of The ERISA Industry Committee (ERIC), thank you for accepting input from interested stakeholders as you explore ways to stabilize New Jersey’s individual health insurance market through a reinsurance program… More

Medicare Advantage Can be Improved by Adopting Value-Based Health Plan Designs

The DRIVE Health Initiative submitted testimony today before the U.S. House of Representatives Ways & Means Health Subcommittee detailing how Medicare Advantage plans could benefit by adopting value-based health plans designs… More

More Testimony